:root{--navy:#061c37;--gold:#c79627;--bg:#f4f6f8;--white:#fff;--text:#152333}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text)}
header{background:var(--navy);color:#fff;padding:16px 5%;display:flex;justify-content:space-between;gap:20px;align-items:center}
header nav{display:flex;gap:14px;flex-wrap:wrap}header a{color:#fff;text-decoration:none}
main{padding:28px 5%}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.card,.panel,.login-card{background:#fff;border-radius:16px;box-shadow:0 6px 22px #00000012}
.card{padding:20px;border-top:4px solid var(--gold)}.card strong{display:block;font-size:34px;margin-top:8px}
.panel{padding:22px;margin-top:22px}.login-bg{min-height:100vh;background:var(--navy);display:grid;place-items:center;padding:20px}
.login-card{width:min(430px,94vw);padding:28px}.login-card.wide{width:min(720px,96vw)}
h1 span{color:var(--gold)}label{display:block;font-weight:bold;margin-top:12px}
input,select,button{font:inherit}input,select{width:100%;padding:12px;border:1px solid #cfd6dd;border-radius:8px;margin-top:6px}
button,.button{display:inline-block;border:0;border-radius:8px;background:var(--gold);color:var(--navy);font-weight:bold;padding:12px 16px;text-decoration:none;cursor:pointer}
button.small{padding:7px 10px}.error,.success{padding:12px;border-radius:8px;margin:12px 0}
.error{background:#ffe7e7;color:#8b0000}.success{background:#e9fff0;color:#075f28}
.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:10px;align-items:end}
.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse}th,td{text-align:left;padding:11px;border-bottom:1px solid #e6e9ed}
code{background:#eef1f4;padding:3px 6px;border-radius:4px}
@media(max-width:650px){header{align-items:flex-start;flex-direction:column}main{padding:20px 4%}}
textarea{width:100%;padding:12px;border:1px solid #cfd6dd;border-radius:8px;margin-top:6px;font:inherit;resize:vertical}
.page-title{display:flex;justify-content:space-between;align-items:center;gap:16px}.page-title h1{margin-bottom:4px}.page-title p{margin-top:0;color:#5e6873}
.form-grid label{margin-top:0}.span-2{grid-column:span 2}.span-full{grid-column:1/-1}
.actions,.quick-actions,.row-actions,.filters{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.filters input{flex:1;min-width:240px}.filters select{width:auto;min-width:140px}
.button.secondary{background:#e7ebef;color:#152333}
.badge{display:inline-block;padding:5px 9px;border-radius:999px;font-size:12px;font-weight:bold}
.badge.ok{background:#e7f8ed;color:#146c35}.badge.off{background:#f3e7e7;color:#8a2c2c}
.row-actions form{display:inline;margin:0}
small{color:#64707c}
@media(max-width:650px){.span-2{grid-column:1/-1}.filters>*{width:100%!important}.row-actions{min-width:190px}}

/* BrokerFlow 4.0.2 - visual moderno exclusivo da tela de clientes */
.page-clientes{
    --client-navy:#071a33;
    --client-blue:#123b66;
    --client-gold:#d3a43b;
    --client-border:#dfe6ee;
    --client-muted:#66778a;
    background:linear-gradient(180deg,#eef3f8 0,#f7f9fb 320px,#f4f6f8 100%);
}
.page-clientes header{
    position:sticky;
    top:0;
    z-index:20;
    padding:14px 5%;
    background:rgba(7,26,51,.98);
    box-shadow:0 8px 28px rgba(2,16,32,.18);
}
.page-clientes .brand{
    font-size:20px;
    letter-spacing:.2px;
}
.page-clientes header nav a{
    padding:9px 11px;
    border-radius:9px;
    font-size:14px;
    transition:.2s ease;
}
.page-clientes header nav a:hover,
.page-clientes header nav a.active{
    background:rgba(255,255,255,.12);
    color:#fff;
}
.page-clientes main{
    width:min(1480px,100%);
    margin:0 auto;
    padding-top:34px;
}
.page-clientes .modern-title{
    padding:28px 30px;
    border-radius:20px;
    color:#fff;
    background:
        radial-gradient(circle at 88% 20%,rgba(211,164,59,.28),transparent 28%),
        linear-gradient(135deg,var(--client-navy),var(--client-blue));
    box-shadow:0 16px 38px rgba(7,26,51,.18);
}
.page-clientes .modern-title h1{
    margin:5px 0 7px;
    font-size:34px;
}
.page-clientes .modern-title p{
    color:rgba(255,255,255,.76);
    margin:0;
}
.page-clientes .eyebrow,
.page-clientes .section-kicker{
    display:block;
    font-size:11px;
    font-weight:800;
    letter-spacing:1.4px;
    color:var(--client-gold);
}
.page-clientes .title-chip{
    padding:10px 14px;
    border:1px solid rgba(255,255,255,.2);
    border-radius:999px;
    background:rgba(255,255,255,.1);
    font-size:13px;
    font-weight:700;
    white-space:nowrap;
}
.page-clientes .panel{
    border:1px solid rgba(223,230,238,.9);
    border-radius:20px;
    box-shadow:0 12px 30px rgba(13,39,68,.08);
}
.page-clientes .client-form-panel{
    border-top:4px solid var(--client-gold);
}
.page-clientes .section-heading{
    display:flex;
    justify-content:space-between;
    align-items:center;
    gap:16px;
    margin-bottom:18px;
    padding-bottom:15px;
    border-bottom:1px solid #edf1f5;
}
.page-clientes .section-heading.compact{
    margin-bottom:14px;
}
.page-clientes .section-heading h2{
    margin:4px 0 0;
    font-size:21px;
    color:var(--client-navy);
}
.page-clientes .client-form{
    grid-template-columns:repeat(4,minmax(0,1fr));
    gap:16px;
}
.page-clientes label{
    color:#33475b;
    font-size:13px;
}
.page-clientes input,
.page-clientes select,
.page-clientes textarea{
    border:1px solid var(--client-border);
    border-radius:10px;
    background:#fbfcfd;
    transition:border-color .2s,box-shadow .2s,background .2s;
}
.page-clientes input:focus,
.page-clientes select:focus,
.page-clientes textarea:focus{
    outline:none;
    border-color:#6a92bd;
    background:#fff;
    box-shadow:0 0 0 4px rgba(18,59,102,.10);
}
.page-clientes .form-actions{
    padding-top:8px;
    border-top:1px solid #edf1f5;
}
.page-clientes .primary-action{
    background:var(--client-gold);
    color:var(--client-navy);
}
.page-clientes .flow-action{
    background:var(--client-navy);
    color:#fff;
}
.page-clientes button,
.page-clientes .button{
    border-radius:10px;
    transition:transform .18s ease,box-shadow .18s ease,opacity .18s ease;
}
.page-clientes button:hover,
.page-clientes .button:hover{
    transform:translateY(-1px);
    box-shadow:0 7px 16px rgba(7,26,51,.13);
}
.page-clientes .search-panel{
    background:linear-gradient(180deg,#fff,#fbfcfe);
}
.page-clientes .filters{
    align-items:stretch;
}
.page-clientes .filters input,
.page-clientes .filters select{
    margin-top:0;
}
.page-clientes .client-table-panel{
    padding:0;
    overflow:hidden;
}
.page-clientes .client-table-panel .section-heading{
    padding:22px 22px 15px;
    margin:0;
}
.page-clientes .client-table-panel table{
    min-width:900px;
}
.page-clientes th{
    padding:13px 15px;
    background:#f5f8fb;
    color:#536579;
    font-size:12px;
    text-transform:uppercase;
    letter-spacing:.45px;
}
.page-clientes td{
    padding:14px 15px;
    vertical-align:middle;
}
.page-clientes tbody tr:hover{
    background:#fafcff;
}
.page-clientes .empty-state{
    padding:34px;
    text-align:center;
    color:var(--client-muted);
}
.page-clientes .badge{
    padding:6px 10px;
}
.page-clientes .error,
.page-clientes .success{
    border-radius:12px;
    box-shadow:0 7px 18px rgba(13,39,68,.06);
}
@media(max-width:1050px){
    .page-clientes .client-form{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:650px){
    .page-clientes main{padding-top:20px}
    .page-clientes .modern-title{padding:22px;align-items:flex-start;flex-direction:column}
    .page-clientes .modern-title h1{font-size:28px}
    .page-clientes .title-chip{white-space:normal}
    .page-clientes .client-form{grid-template-columns:1fr}
    .page-clientes .client-form .span-2,
    .page-clientes .client-form .span-full{grid-column:1}
    .page-clientes .form-actions>*{width:100%;text-align:center}
}

/* BrokerFlow 4.1.0.1 - Principal condutor */
.bf-inline-check{display:flex;align-items:center;gap:9px;min-height:44px;padding:10px 12px;border:1px solid #30465b;border-radius:10px;background:#0d1b2a;color:#fff;font-weight:700}.bf-inline-check input{width:18px!important;height:18px;margin:0;accent-color:#f2bd2e}.bf-check-card{justify-content:flex-end}.bf-field-locked{background:#152638!important;color:#aebdca!important;cursor:not-allowed}

/* BrokerFlow 4.1.0.2 - veículo da apólice */
.bf-vehicle-empty{margin:0 0 18px}.bf-vehicle-options{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px;margin-top:18px}.bf-vehicle-check{display:flex;align-items:flex-start;gap:11px;padding:14px;border:1px solid #d9e1e8;border-radius:12px;background:#f8fafc;cursor:pointer}.bf-vehicle-check input{width:18px!important;height:18px;margin:2px 0 0;accent-color:#d9a514;flex:0 0 auto}.bf-vehicle-check span{display:flex;flex-direction:column;gap:3px}.bf-vehicle-check strong{color:#172533}.bf-vehicle-check small{color:#637282;line-height:1.35}.bf-vehicle-accessories{display:block;margin-top:18px}.bf-vehicle-disabled{opacity:.5;pointer-events:none}.bf-vehicle-empty[hidden]{display:none}

/* BrokerFlow 4.1.0.3 - coberturas da apólice */
.bf-coverage-section{display:flex;flex-direction:column;gap:18px}.bf-coverage-section>.bf-panel-head{margin-bottom:0}.bf-coverage-block{padding:18px;border:1px solid #dce4eb;border-radius:14px;background:linear-gradient(180deg,#fff,#f9fbfc)}.bf-coverage-block h3{margin:0 0 15px;color:#172b3f;font-size:16px}.bf-coverage-options{display:grid;grid-template-columns:repeat(auto-fit,minmax(155px,1fr));gap:10px;margin-top:14px}.bf-coverage-check{display:flex!important;align-items:center;gap:9px;min-height:46px;padding:11px 13px;border:1px solid #d9e1e8;border-radius:10px;background:#fff;cursor:pointer}.bf-coverage-check input{width:18px!important;height:18px;margin:0;accent-color:#d9a514}.bf-coverage-check span{font-weight:700;color:#263849}.bf-coverage-notes{margin-top:0}@media(max-width:650px){.bf-coverage-block{padding:14px}.bf-coverage-options{grid-template-columns:1fr}}